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The Personal Information that we collect is used for providing and improving the Service. If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. This page is used to inform Mobile application users/Website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.

All the accounts of the customer shall be available for transactions.

The default 4 digit MPIN received via SMS needs to be changed mandatorily to complete the registration.

LOGIN Password is set by customer himself to a 4 digit number.It works on two pins: LOGIN Password and MPIN which are both 4 digits. In case the mobile number being used for registration is different from the one registered with the bank, then the customer’s request for registration will be declined.Once the OTP is validated, the customer will be registered successfully for J&K Bank mobile banking and default MPIN will be sent to the mobile number via SMS Subsequently, the Customer will be prompted to enter his OTP.If successful, an OTP will be send to customer on same mobile number through which he is registering, provided the mobile number is the same as the number registered with the bank This information will be validated by the bank.After opening the App customer would be asked to enter his/her:.

Customer can download J&K Bank Mobile Banking App from their respective App Store and install the same on his / her mobile handset.